Like the coffee table for each month after the issuance of checks to see if a number of bills for payment, have you ever thought why a check looks like that? What do all these numbers? Why do you write the amount in words? I write a check, if I have this amount is deducted from my account? The last question has to be answered. But if you want to know more about the controls and proceduresContinues to work to read.
Here's a brief tour through his personal check. Start in the upper left. There are, perhaps we will see a beautiful monogram or logo that you have chosen to adjust the controls. On the right you will see your name, address and optional information, including your phone number, driver's license or Social Security number. Swing Suite on the right side above the "data" on-line, you will see a small set of numbers should be somethingas 9-5678/1234. The fractional number identifies the bank. Furthermore, in the upper right of the control of one to four the number to two digits. This is your control number, which would help here, write to keep track of all your checks.
Go, just under the control of the number of dollar-box, if the numerical amount of control in place. On the left is the "Pay to the command line, which mustthe name of the person or to the fortunate who will receive your hard-earned money. Below this threshold, the height of the line when you compile the amount of check-in words. Directly below is the name of your bank and possibly your address. On the right side the height of the line, most likely, you will find a small lock icon. This is an indication of the security features designed to control your bank, to prevent or detect fraudulent activity. Detailsthese characteristics in small print on the back of the check.
Directly below the threshold and the lock icon, you'll notice is an empty room or a personal message of your choice. This is called "the section to be signed. Below is a line where you enter your name, its official control, and then the recipients of cash. On the left side of the line to sign a" favor "or online memo in which you write a brief statement, which meansbe used (eg water and energy bill in May, September, cables, etc.).
The bottom line of the note "You'll see some strange figures they want. We see this for a reason. The impression of these numbers is through a process called optical character recognition magnetic ink (MICR). These figures are important printed to recognize the devices, as a reader / sorters that are controlled at a speed of processing. The first nine digits, the path of your bank. Againstarts with 0, 1, 2 or 3 on the right side, there are two types of MICR numbers together in different orders according to the test. A series of numbers, your account number, the other is the number of checks the same number () in the upper right of the control. on an examination has been completed and approved, you will see a line for the recipient, checks, and the talk about the security features for the testabove. If you hold the back of the control to a corner of the right light, a watermark could see a different built-in safety device.
That's all! Now you know why a check looks like, how it works. The next time you are employed, paying bills, knowing more about this little piece of paper that is oh so good to empty your bank account. This also applies to something, right?
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